Dental clinics now accepting Canadian Dental Care Plan (CDCP) in Ladysmith, BC.
Ladysmith Smiles has always been committed to providing exceptional and accessible dental care where all smiles are welcome in Ladysmith, BC. The introduction of the Canadian Dental Care Plan (CDCP) represents a significant step forward in ensuring that more Canadians can access essential dental services to maintain optimal oral health. This new government-funded initiative expands access to a broader range of health services that contribute to overall well-being.
The Ladysmith Smiles team is dedicated to informing and assisting our community members in navigating this initiative, ensuring they understand their eligibility and how to access the dental care they need in Ladysmith, BC. Our goal is to empower individuals and families to prioritize their dental health, promoting healthier smiles and lives across our community.
What is the Canadian Dental Care Plan (CDCP)?
The CDCP is a government-funded initiative designed to provide essential dental services to eligible individuals across Canada. It aims to ensure that Canadians have access to basic dental care, regardless of their financial circumstances or private insurance coverage. The CDCP covers a range of services such as examinations, cleanings, fillings, extractions, and emergency dental care. The specifics of coverage can vary by province or territory, with each jurisdiction administering the program according to its own guidelines and fee schedules.
Who is eligible for the Canadian Dental Care Plan (CDCP)?
To participate in the CDCP, individuals must meet specific eligibility criteria as outlined below:
- Be considered a Canadian resident for tax purposes.
- Have filed an income tax return for the previous year.
- Not currently hold dental insurance through a private, pension plan, or employer.
- Maintain a net (after-tax) family income of less than $90,000 annually.
What is covered under the Canadian Dental Care Plan (CDCP)?
The CDCP provides coverage for oral health services aimed at preventing and treating oral diseases, as well as promoting overall dental health. Covered services include:
- Diagnostic procedures
- Dental X-rays
- Preventive treatments
- Periodontal care
- Restorative procedures
- Endodontic treatments
- Prosthodontic services
- Sedation dentistry
- Oral surgery treatments
The CDCP has developed its own fee guide to determine the rates it will reimburse for services covered under the plan. These rates may differ from provincial or territorial fee schedules, which may result in a balance owing in addition to any co-payment. While the CDCP aims to provide financial assistance, not all costs are fully covered, necessitating co-payments from patients. It’s important to inquire about expenses not covered by the plan. Co-payments represent the portion of treatment costs that patients are responsible for out of pocket, with the percentage determined by their family’s net annual income as reported on the previous year’s tax return. These co-payments or fees not covered are paid directly to the dental office.
Please refer to the table below for co-payment percentages based on adjusted family net income.
| Net Family Income | Covered by CDCP | Covered by Patient |
| Below $70,000 | 100% | 0% |
| $70,000 – $79,999 | 60% | 40% |
| $80,000 – $89,999 | 40% | 60% |
What services are not covered by the Canadian Dental Care Plan (CDCP)?
These dental procedures fall outside the coverage scope of the plan and will not be eligible for consideration or appeal. A detailed list of exclusions includes (but is not limited to):
- Composite or ceramic veneers
- ¾ crowns
- Teeth whitening
- Composite, precious metal, or ceramic inlays/onlays
- Temporomandibular joint therapy and appliances
- Fixed prosthodontics such as bridges
- Bruxism appliances
- Mouthguards
- Crown lengthening
- Root re-sectioning
- Dental implants and associated procedures
- Treatment for altering vertical dimension
- Bone grafts
- Ridge augmentation
- Complex complete or partial dentures
- Extensive dental rehabilitation
- Precision attachment partial dentures
- Fluorescent diagnostic light
How do I apply for the Canadian Dental Care Plan (CDCP)?
To apply for the CDCP, ensure you meet all four eligibility requirements before proceeding with your application. Check the schedule below to determine when you can apply based on your group:
- Aged 65 or older: Applications are currently open.
- Adults with a valid Disability Tax Credit certificate: Applications opened on June 27, 2024.
- Children under the age of 18: Applications also opened on June 27, 2024.
- All other eligible residents (not in the above groups): Applications will begin in 2025.
To apply online at Canada.ca, you’ll need to gather specific information for each applicant:
- Social Insurance Number (SIN) (if available for children)
- Date of birth
- Full name
- Home and mailing address
- List of any dental coverage through government social programs
- Confirmation that you and your spouse or common-law partner have filed your tax return for 2023 and received your Notice of Assessment.
To expedite the process and prevent delays, submit a single application for all qualifying individuals. This ensures comprehensive coverage under the CDCP.
When does Canadian Dental Care Plan (CDCP) coverage begin?
Once your application is submitted, Health Canada will review your eligibility and forward your information to Sun Life for enrollment in the plan. Within three months of your application submission, you can expect to receive a welcome package from Sun Life. This package will include details such as the start date of your coverage, your membership card, and comprehensive information about the CDCP. It’s important to note that ongoing eligibility requires an annual reassessment, details of which will be provided in due course.
Does Ladysmith Smiles accept Canadian Dental Care Plan (CDCP) coverage?
At Ladysmith Smiles, we are delighted to accept CDCP because our core belief is that every smile deserves quality dental care. By embracing the CDCP, we extend our commitment to making dental health accessible to a broader spectrum of our community in Ladysmith, BC. This initiative aligns perfectly with our mission to ensure that everyone, regardless of their financial circumstances, can receive essential dental treatments with dignity and respect. We look forward to continuing to serve our patients under the CDCP, furthering our goal of promoting oral health and well-being for all.
Canadian Dental Care Plan (CDCP) in Ladysmith, BC
At Ladysmith Smiles, we believe in welcoming every smile, regardless of financial circumstances. The CDCP marks a significant advancement in providing essential dental services to more Canadians, enhancing overall oral health care access. Our goal is to empower individuals and families to prioritize dental health, fostering healthier smiles and lives throughout our community in Ladysmith, BC. If you have any questions about the application process or services that are included, please don’t hesitate to contact us.